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不是自住用途，如果申請人本身已持有或擔保其他物業，按證公司有機會質疑新買物業是否自住之用每年續保支付：首年的保費會較高，及後每年保費會相等，並一直到將按保提供的額外貸款完全償還為止選擇按揭計劃時，應仔細計算自己的負擔能力，除了首期和�

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